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Study Abroad - Blog

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Filtering by Category: Useful Tips

Study in Germany Requirements for International Students (IB, A-Levels, American Diploma, SAT)

Yana Immis

To study in Germany international students are required to go through nine circles of hell. But in the end it is very rewarding.

Today we will discuss all the necessary points for you to apply to a German university, successfully get a visa, and arrive. Take notes and enjoy the read!

Study in Germany Requirements for International Students (IB, A-Levels, American Diploma, SAT) 7

What is required to study in Germany?

To be able to study in Germany you need to have:

1. Health Insurance & Sufficient Funds

In the shape of a blocked account or alternatives. In Germany, you must have the insurance at all times by law.

Read more information about the available options here:


2. Proof Of The Relevant Tests

Or a confirmation from employer/university that you worked/studied in English. When you choose your course, make sure to check the language of teaching. You are only required to provide the language test confirmation from the language of your teaching.

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As an example: you will study in English, which means there is no need for you to complete a German test.

a. IELTS, TOEFL, PTE, Cambridge Advanced Tests

b. GMAT or GRE

See more useful articles for you to know how to pass these tests:


3. A recognized German University Entrance Qualification

A Secondary School qualification if you are willing to study at an Undergraduate level in Germany. If you are looking for Master or MBA studies, you are required to have an accredited Bachelor's Degree.

Both options you can check as the Hochschulzugangsberechtigung (HZB), meaning 'higher education entrance qualification' at the following website.


4. Minimum GPA Requirements Set By A University

You can check and convert your GPA to the German system here.


5. Relevant Work Experience

The majority of the MBA programs require you to have 2-3 years of work experience.

Important: pay attention to what kind of work experience is required:

  • Is it full-time, part-time, or an internship?

  • Is it 2 or 3 years long?

  • Is it required to complete work experience after the Bachelor's Degree issue date?

You need to present all these points in the German embassy when applying for a visa to be able to be granted permission for a long-term study visa (allowing you to work as well).

Not only are you required to present it in the embassy, but the majority of these requirements are also a necessity during the German university application process.

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Are There Specific Entry Requirements To Study In Germany?

All the data you need to know from the DAAD website

Whether you can study in Germany with a foreign degree or certificate depends on the equivalence of your degree to a German standard of teaching.

  1. If you are from an EU country, then the possibility of direct enrollment is close to 100% for German Universities.

  2. If you are outside the EU, the possibility you are required to study an additional year in the Studienkolleg or a university in your country is very high.

  3. If you are unsure if the visa & separate admission is required, go through this test to determine if you do.

  4. If you would like to know admission requirements as per your country, please please see the Database on admission requirements as per your country here. More than 130 countries’ data is available.


If your school-leaving certificate is not recognized as a higher education entrance qualification, you can take a Foundation course or Pathway or Studienkolleg if the minimum entry requirements for that specific course are fulfilled. Should you successfully pass the program, you are given the right to study at any university or at only one specific course.

Make sure to consult the admission department of the university as well as Uni Assist. Attention: if unsure, always ask the academic/admission office of the chosen university or an educational consultant. You can always ask me here.


IB Entry Requirements For Germany

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The International Baccalaureate Diploma (IB diploma) is a school-leaving qualification that is awarded by the Geneva-based, private sector International Baccalaureate (IB) Organisation and can be earned at thousands of schools worldwide.

With the IB Diploma with a certain set of subjects, you are allowed to enroll in a German university Bachelor program directly! Here is how:


An example of the German Business School Entry Requirements for IB Students:

o min. 24 points

o 2 language courses (at least one must be an advanced foreign language; “Language A”)

o A scientific subject (biology, chemistry, physics) – must be “Higher level”

o Mathematics SL/HL

o A social-scientific subject (business, history, geography, economics)

o 6th compulsory subject must be one of the following (visual arts, music, theatre arts, a further modern foreign language; Latin, classical Greek; general chemistry, applied, chemistry, environmental systems, computer science, design technology; philosophy, psychology, social anthropology, Business Management)

o The subjects demanded need to be graded with the IB-grade 4 at the minimum

o If only one subject is graded with the IB-grade 3, it can be equated, if a further subject of at least the same aspiration level is graded with the IB-grade 5

Should the entry requirements not be fulfilled, you need to apply for a Studienkolleg/Pathway/Foundation course and the university will decide upon the minimum points and subjects required for you to enroll.

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Mandatory subjects for alternative majors:

  • Medicine, Dentistry, Veterinary Science, Pharmacy:

    • Mathematics SL and Biology HL or Chemistry HL or Physics HL

  • Mathematics, Natural Sciences (i. e.: Biology, Chemistry, Physics, Geosciences, Environmental Sciences, Home Economics, Food, and Nutritional Sciences):

    • Mathematics HL and Biology SL or Chemistry SL or Physics SL

  • Technical study courses (i. e. Architecture, Informatics, Electronics and Information Engineering, Mechanical Engineering, Industrial Engineering, Medicinal Technology, Vehicle and Process Engineering, Environmental Engineering, Library and Information Systems, Supply Technology):

    • Mathematics HL and Biology SL or Chemistry SL or Physics SL

  • Psychology, Law, Business, Humanities, Sports Science:

    • Mathematics HL or SL and Biology HL/SL or Chemistry HL/SL and Physics HL/SL

      • Either Maths or a Science has to be at HL


COVID19 May 2020 IB Diplomas

Study in Germany Requirements for International Students (IB, A-Levels, American Diploma, SAT CORONAVIRUS COVID COVID19

With adapting to circumstances around the COVID-19 (Coronavirus) pandemic, IB Diplomas issued in May 2020 as authorization for university admission, on condition that these terms apply in addition to the updated Agreement of the Recognition of the IB Diploma.

The recognition is granted for the university admissions for winter semester 2020 and it will be automatically extended in case there will be no statistical deviations of student final grades, in comparison to student grades from the past 3 years of examinations

Read the latest IB Agreement on the Recognition of the 'International Baccalaureate Diploma/Diplôme du Baccalauréat International'


GCE Entry Requirements For Germany

The GCE is accepted in Germany under certain conditions as a direct subject-restricted university entrance qualification. The following conditions apply:

  1. Four examination subjects that are independent of one another and have general education (non-vocational).

  2. Must include 1 language, Mathematics or one of the subjects of the natural sciences (biology, chemistry, or physics)

  3. A minimum of three of the four examination subjects must have been passed on the level of GCE AL. The level GCE AS is sufficient for the fourth examination subject.


An example of the German Business School Entry Requirements for GCE Students:

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o 1 language course A/AS level

o Mathematics A-level

o 1 Natural Science course

o 1 elective course as desired

o 3 out of 4 courses must be A-level. The remaining course can be AS-level


Based on the desired course of study, the following additional prerequisites must be fulfilled:

  • Humanities, law, social sciences, economics, art:

    • a subject in the GCE AL that corresponds to the chosen field of study

    • and have a GCE AL in mathematics for a course of study involving economics and social sciences.

  • Natural science:

    • a total of two GCE AL examinations in the subjects of mathematics, biology, chemistry, and physics.

  • Technical studies and mathematics:

    • a GCE AL in mathematics

    • and a GCE AL in biology, chemistry, physics, or computer science.

  • Medicine (medicine, dentistry, veterinary medicine, or pharmacy):

    • Three of the following GCE AL subjects: mathematics, biology, chemistry, physics.


GCE Specifics

  1. Two subjects on the level of GCE AS can be included in the assessment in place of one GCE AL.

  2. Evidence of GCE AS/AL examination subjects that are vocational in nature can only be accepted in individual cases. The “GCE Applied A Level” introduced in the United Kingdom in 2005/2006 will not qualify an applicant for university access in Germany under any circumstances.

  3. Proof of an applicant’s “key skills” will not be taken into account for university access in Germany.

  4. A language examination in English that has not been taken as part of the GCE AL/AS examinations cannot be substituted for a subject in GCE AL/AS.

  5. The General Certificate of Secondary Education (GCSE), the International GCSE, and the GCE Ordinary Level (GCE O Level) certificates, which are conferred in the United Kingdom and at British international schools, will be regarded as a school-leaving certificate from a German “Hauptschule” (a school that offers Lower Secondary Education) or as a “Mittlere Reife” (an intermediate school-leaving certificate that is usually awarded after ten years of schooling in Germany) and will NOT be taken into consideration for university entrance in Germany.

American Diploma & SAT & AP Entry

Requirements For Germany

It is obligatory for your High School Diploma to be acquired after continuous attendance of the classes 9 to 12 at a US High School and to comprise a total of 16 "academic units" in the forms 9 to 12:

  • 4 units (3 units are sufficient for 11 forms) English with a minimum grade C: English IV or Honors or AP English,

  • 2 units Second Language,

  • 3 units Social Studies,

  • 5 units in total Mathematics and Science:
    2 or 3 units Mathematics with a minimum grade C: Algebra II or Trigonometry and Precalculus, 2 or 3 units Science with a minimum grade C: Biology, Chemistry or Physics,

  • 2 academic units free to choose from.


An example of a German Business School American Diploma & SAT & AP Entry Requirements

US High school degree min. 3.0 GPA out of 4.0 and one of the following:

SAT min. 1300 points English math and writing

ACT min. 29 points

AP (must have taken calculus, language and a subject that exists in German high school)


SAT

Until February 2016: A total of 1,300 points must be proven in the two parts "Math" and "Critical Reading". This is not the overall score achieved; this is the sum of points scored in the parts “Math” and “Critical Reading” independent of the results achieved in the “Writing” part.

From March 2016: A total of 1,360 points must be proven in the two parts "Math" and "Evidence-Based Reading and Writing".

Starting with the admission deadline for the winter semester 2019/2020, the admission options in connection with SAT and ACT do not apply anymore. This means that SAT and ACT results do not lead to a better rating for admission to a German institution of higher education than the High School Diploma without additional certificates.

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AP

Providing your AP tests cover the compulsory subjects specified below, you qualify for direct subject-restricted admission. This allows you to apply directly to a German higher education institution for Mathematical subjects, Technology, Natural Sciences, Medicine or Pharmacy.

Condition:
The following subject areas must be covered by your AP tests with at least grade 3:

  • Mathematics (Calculus AB or BC)

  • 1 natural science subject (Biology, Chemistry or two half AP tests in Physics C)

  • 1 language (French, Spanish, Latin, German, English Literature or English Language and Composition)

  • 1 further subject (e.g. European History, American History, Computer Science or two half AP tests respectively in Macroeconomics and Microeconomics)


Providing your AP tests cover the compulsory subjects specified below, you qualify for direct subject-restricted admission. This allows you to apply directly to a German higher education institution for Humanities, Social Sciences, Jurisprudence or Economics.

Condition:
The following subject areas must be covered by your AP tests with at least grade 3:

  • English (English Literature or English Language and Composition)

  • 1 further foreign language (French, Spanish, Latin, German)

  • 1 mathematical/natural science subject (Calculus AB or BC, Biology, Chemistry or two half AP tests in Physics C)

  • 1 further subject (e.g. European History, American History, Computer Science or two half AP tests respectively in Macroeconomics and Microeconomics)


Associate Degree

With your educational background, you qualify for direct general admission, providing you can prove two years of study at a recognised higher education institution with "college level" courses that meet the following requirements:

  • 5 independent general education subjects, thereof English, one foreign language, mathematics, and one natural science subject

  • thereof at least three subjects with three ascending semester courses


Fully Funded Scholarships In Germany - Myth Or Reality? How To Finance Yourself Abroad

Yana Immis

Every foreigner needs to prove financial solvency when going to study in Germany.

The Blocked Account option is only one of the ways of financing yourself. There are also scholarships, loans, grants. Do not forget, as a foreigner, you are allowed to work in Germany while studying and to search for a job in Germany for 18 months after Graduation. Scroll down to access the full version.

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If you go for a private or a public university, you are eligible to obtain either of these sources of financing if your university is state accredited and recognized. Unsure if your university is matching the criteria? Contact me for clarification.

I have prepared a dropdown of options for you to replace a blocked account. If you are not able to obtain either of the options, please consider evaluating the different blocked account options and reading more about them here.

How To Finance Your Studies In Germany?

1) DAAD Scholarship Database

DAAD ("Deutscher Akademischer Austauschdienst") - must be your first and foremost source of obtaining a scholarship. You can apply for one or for several options according to your nationality and the future program. Important is that the combination of scholarships covers your blocked account sum.

Important: fully funded scholarships or a combination of the different scholarships will replace your blocked account and it will no longer be necessary to submit the confirmation of the blocked funds in the German Embassy during your visa application process.

2) Deutschlandstipendium

The Deutschlandstipendium provides financial support to high performing students from all over the world.

  • Businesses, foundations, or private individuals sponsor young talent with a pledge of 150 euros per month.

  • The Federal Government matches this amount with another 150 euros.


300 euros per month for international top-class talent


3) BAFÖG (For German Students)

BAföG - state funding for students in Germany. The BAföG is only awarded to international students in exceptional cases.

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4) Gi. Bill V.A. Benefits (U.S. Department of Veteran Affairs)

First, you need to check if your university is approved for the organization to pay for your studies. If the university is not yet on a list, you can apply and notify the academic-admissions office of the university. The application will be considered and then the university’s academic department would be contacted for confirmation.

5) Loans & Foundations

  • Private student loans are offered country-wide by:

    • Deutsche Bank 

    • Sparkasse

    • Volksbank

    • Raiffeisenbanken

  • State student loans in Germany are offered by:

    • KFW Bank via your regional bank

    • NRW Bank (only tuition fees)

    • L-Bank (only tuition fees).

  • Foundations:

    • Heinrich Böll Foundation Scholarships in Germany

    • Konrad-Adenauer-Stiftung Scholarships in Germany for International Students

    • The Friedrich Ebert Stiftung Scholarship

6) Erasmus Scholarship Programs in Germany

Erasmus is an alternative choice for international students who aim to enroll into the full-time study program in Germany. The majority of the EU universities participate in the Erasmus scheme (funded by Erasmus Mundus and Erasmus+ scholarships).

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7) Work & Tax Benefits

8) University Scholarships

Make sure to check all the partner universities I work with who offer extensive scholarship choices, as an example:

  • Scholarships for sportsmen

  • Scholarships for a high GMAT result

  • Scholarships for women in leadership

9) Additional useful links with foundations, loans, and scholarships



What Is Blocked Account In Germany (Including Insurance Pro Tip)

Yana Immis

The blocked account (Sperrkonto) is a special type of bank account. You are required to open such an account before applying for a German Study Visa Type D (Above 90 days). Read more here…

What Is Blocked Account In Germany (Including Insurance Pro Tip)

All you need to know about the Blocked Account in Germany!

Blocked Account: do I need it?

If you are moving to Germany for studies, language courses, preparatory courses (Studienkolleg), or job-seeking visa, keep the information about the blocked account in mind!

In general, if you are from outside the EU and you are not sponsored from a German side, you will need a blocked account. Apprentice or Au-Pair? This is applicable to you as well!

Blocked Account sum

Attention! Every year the blocked account (Sperrkonto) sum may grow. Make sure to keep yourself up-to-date. As of September 2019, the sum you need to block with the German bank is 10,236 Euro.

Drawback: Initial financing required is high (to keep in mind that 1st-year expenses are much higher than the next years, because of the university deposit, tuition fees as well as the accommodation deposit payments).

Benefit: Monthly withdrawal capacity is high as well, which helps students to support their living expenses from one month to another.

Yana Immis Study Abroad What Is Blocked Account In Germany (Including Insurance Pro Tip) 3

The blocked account guarantees you have sufficient funds to cover your living expenses in Germany for a year. It is called a blocked account for a reason! Consider it a child allowance: you can only take a certain amount of the account on a monthly basis.

A student is allowed to withdraw a monthly sum of 853 € after reaching Germany, hence the blocked account balance at the time of the visa application must be 10,236€. This is the minimum living standard for 12 months in Germany in 2019. If you are studying for a shorter period and need a blocked account for a German language course or Job Seeker Visa, then you need to open an account with the amount equivalent to the number of months you plan to stay in Germany.


Blocked Account documents & deadlines

The list of documents is subjective due to nationality and the bank provider. However, the majority of the documents include:

  1. Valid Passport

  2. Application Form

  3. Offer Letter

    • Conditional / Provisional Letter will suffice

  4. Income Statement and /or Bank Statement

  5. The Prepaid fee to open the bank account at the provider

Blocked Account process

You can decide on your own where to open the blocked account.

What you need to keep in mind:

  • You must apply for a blocked account in advance

  • You need to check the requirements for a Blocked Account at the local embassy

  • You have to make sure that you open the account under your own name

  • You need to check that your Blocked Account is approved by the Federal Foreign Office

  • You need to block 10,236 Euro

  • You can take out max 853 Euro per month unless, with written permission, your bank will let you take out a bigger sum

  • You can close the blocked account only if the purpose of studying in Germany is not fulfilled (visa rejection, university rejection, etc). You need an official confirmation!

Blocked Account providers Germany

The bank account for students, who require a visa (India, China, Pakistan, Russia, Colombia, etc.) must be opened before the visa application. You can open a blocked account from your home country at:

  • Coracle - the best option for international students in 2020-2024!

    • Allowing you to open an account almost instantly online!

  • Deutsche Bank

  • Fintiba

  • Expatrio

The last few years, more and more available options for opening a blocked account appeared to simplify the visa process for the foreign students, as an example, country-specific banks:

  • Kotak Mahindra (India)*

  • Isbank (Turkey)

  • UBL Bank (Pakistan)

*Disadvantages of choosing a local solution (as an example Kotak Mahindra):

  1. The problem in Germany during Visa extension: By law, the deposited amount should be “blocked”. Kotak Mahindra sends the deposited amount to students’ regular bank account. When students go for Visa extension at the Ausländerbbehörde, they will in most of cases not accept the funds in a current account. Students will be forced to open a Blocked Account in Germany.

  2. Forex Risk: The deposited amount in Kotak Mahindra is in local currency. Forex fluctuation can lead to considerable loss. If Indian Rupee gets weaker against Euro in the time period between depositing and transfer (usually 3 months), the total available Euro after the transfer will be less. Then additional funds must be transferred with additional international fund transfer fees.

  3. Hidden Fee: The bank does not charge for the deposit. One must think about how the bank then earns money. Kotak earns in currency conversion margin. Student, once in Germany, has no option to choose a better remittance provider. Kotak decides what margin they set for the remittance. If for example, the Kotak’s forex rate is 50 paisa expensive than other market providers, then the student loses 5,000 Rupees on a 10K Euro transfer.  Not having a choice to select the remittance provide is a HUGE disadvantage with financial impact.


Citizens from countries like Japan, Australia, Chile, Brazil, who have visa-free entry to Germany would be required to open an account after coming to Germany. There is plenty of available banks to open the blocked account in person after the arrival:

  • Hypovereinsbank

  • Commerzbank

  • Postbank

  • Sparkasse

If you are unsure which group of students you belong to (nationality wise), find your country on the list for the visa regulations here.

Yana Immis Study Abroad What Is Blocked Account In Germany (Including Insurance Pro Tip) 2

Blocked Account exceptions

Studying in Germany without a blocked account is possible if you fulfill one of the requirements listed below:

  1. Scholarship from an educational establishment

  2. Confirmation of government funding or approved student loan in Germany

    • Scholarship must come from a reputed government or Educational institution (e.g., DAAD, Max Planck)

    • The sum must cover your living expenses

  3. Invitation from a friend or relative living in Germany (Verpflichtungserklärung)

    • This person will be responsible to support you financially during your studies

    • The reason for the invitation must be clearly stated: “Studium” (studies)

    • This document must be obtained in person at an Alien’s Registration Office in Germany

In case you do not match any of the requirements above, the blocked account becomes a mandatory prerequisite for the visa in order to study in Germany.

In this case, make sure to choose the best and the most cost-effective option. After a deep analysis, I have come to the conclusion, that 2020-2024’s best option is Coracle!!

Yana Immis Study Abroad What Is Blocked Account In Germany (Including Insurance Pro Tip) 4

Knowing how it is to be in the student’s position, leaving home to study in a new country or even new continent, not knowing what lies ahead, Coracle was founded by a former student (he came from India to study in Germany) with a purpose to ease the German Visa process for all the international students.

Blocked Account Coracle Offer

  • a digital, fast (less than 24hrs) and uncomplicated solution for the requirements of a Blocked Account

  • a free Incoming Travel Insurance

  • a Health Insurance of the student’s choice

  • documents are accepted by all German Embassies

  • a young and multilingual customer support team (speaking 10+ languages) always available for you

Blocked Account Coracle Benefits

There are a lot of benefits that make Coracle unique among the 4 accepted German Blocked Account providers:

  1. Offering the Blocked Account to Minors (below 18 years old)

  2. Choice of insurances

  3. No discrimination in terms of nationality or country

  4. The best price-quality-ratio enabling students to get the most out of their budget: 12 months of Blocked Account at only 59€ + a free Incoming Travel Insurance, which is required for the student visa + a Health Insurance of students’ choice!

  5. 3-in-1 PRIME OFFER (for the visa interview, the student will have to present the blocked account confirmation and the incoming travel insurance. Latest on the day of enrollment, they will have to hand in the confirmation from a Health Insurance company. That’s why Coracle offers all three services in one package)

The Coracle Prime Offer

  1. 12 months of Blocked Account at 59,- € (no monthly fees, not complicated cashback system)

  2. A free Incoming Travel Insurance, which is required for the Visa Interview (we offer it to the students, it’s totally for free)

  3. A Health Insurance of student’s choice (we do NOT cover any fee, the student will directly transfer the monthly amount to the respective Health Insurance Company, we don’t charge for our service of enabling the student to take care of this necessity already from his/her home country)


Blocked Account Coracle details & benefits

  • Available for minors, too

  • The very economic price of € 99,- if students wish to only apply for the Blocked account and € 59,- within the Prime offer (in both cases, the fee is all-inclusive, no monthly bank account fees, no complicated cashback system)

  • If the Visa should be rejected, Coracle pays the blocked amount and bank fees back

  • The simple activating process regarding the payout (no postident, no personal presentation required, etc.)

  • Fast Account Opening Confirmation (within max. 24hrs)

  • Blocked Amount Confirmation on the SAME DAY of cash receipt

  • First payout between 3 and 10 working days max.



Public Health Insurance Coracle Details & Benefits

  • Students are not restricted in their choice of Health Insurance, Coracle offers an independent comparison of three Public Health Insurances and the opportunity to write to us if they prefer a different Health Insurer. Students can select their preferred choice.

  • Insurance Certificate sent within 3h – 24h

  • No extra costs for students, they pay only the costs of the insurance company

  • No upfront payment, students start paying to Health Insurer only when they are here in Germany and only from the day of their enrollment on (until then, they are insured via the Incoming Travel Health Insurance)



Incoming Travel Insurance Coracle Details & Benefits

  • Complementary: a free of charge Incoming Travel Insurance if Public Health Insurance is applied via Coracle (Again: no complicated Cash-Back System)

  • Insurance Cover up to 180 days

  • Insurance Certification within 3h - 24h

  • Departure Date can be changed subsequently

  • Accepted by ALL German Consulates


Still having a lot of questions or doubts about the topic? Click on the button below to learn more about:

  • Blocked Account Documents & Deadlines

  • Blocked Account Procedure